There’s a handful or great programs to use but I’d recommend renpy for a visual novel type thing or unity for more granular control and a MUCH wider range of uses.
Renpy uses python which is known as one of the easiest languages to learn but it’s made specifically for visual novels.
Unity uses C# and there are so many resources available for that.
Personally I’d steer away from RPG maker stuff since they’re so copy/paste. The only thing that really changes is character art and text. I completely avoid any rpgmaker game but that’s just personal taste/opinion.
You could also go the HTML route, but I know very little about that. You also mentioned not having drawing skills, you could always look to DAZ3D to render 3d characters.
If you want to learn more about unity I made a post a while back with pretty much everything you need to make a game in it. You can find that here: So you want to make a game but don't know where to start...
Whatever you choose, good luck!